What's inside
Your down payment, decoded
The First Home Savings Account, the RRSP Home Buyers' Plan, first-time buyer land transfer rebates, and how they stack.
Getting loan-ready
What lenders look at, the credit moves to make and avoid, and how pre-approval works.
The real cost of buying
Closing costs, land transfer tax, inspections and moving, so the total is not a surprise.
Condo due diligence
What a status certificate contains and the red flags worth asking about.
Rent vs. buy, honestly
A fair comparison of both, without the social media oversimplification.
Offer day 101
Conditions, deposits, timelines, and what happens after your offer is accepted.
